Overview

Personal loan is an unsecured loan that can be used for a variety of end uses, including medical treatment, home renovation, travel, wedding, and any other urgent financial requirement. With a Personal Loan, you can borrow up to Rs.25 lakh and get instant approval on it with minimal documentation. Fulfil our easy-to-meet eligibility parameters and basic documentation process to avail the money you need within the same day of approval.

With our flexible tenors ranging up to 60 months, repay your loan as per your convenience. What’s more, you can also reduce your EMIs by up to 45%* with our Flexi Personal Loan.

Our instant personal loan is available for salaried professionals in India at attractive interest rates and no hidden charges. You can also avail the pre-approved offer for you and get quicker access to funds.

Here's a look at some of the features and benefits of a Personal Loan:

High loan amount

You can get an instant personal loan of up to Rs.25 lakh based on your eligibility.

Flexible tenor

Repay your loan with ease with flexible repayment tenor ranging from 12 to 60 months.

No hidden charges

What you see is what you get. With easy to understand terms and conditions, our Personal Loan is transparent and comes with zero hidden charges.

Instant approval in minutes

Meet the basic eligibility criteria and receive paperless approval on your online personal loan application within just 5 minutes.

FAQs

What is a personal loan?

A Personal Loan is an unsecured loan, which means you don’t need to pledge a collateral to receive the funds. Availing one is easy – you can apply online and you can use the money to meet almost any expense.

, one of the most diversified NBFCs in India, offers instant personal loans with paperless approval and quick disbursal.

Where can a personal loan be used?

It can help you meet a wide range of financial requirements, such as:

  • Medical emergency
  • Home renovation
  • Higher education
  • Debt consolidation
  • Travel
  • Wedding

What are the documents required for a personal loan?

To avail a loan, you will need to submit the following documents:

  • Passport-size photographs
  • KYC Documents – PAN, Aadhaar, Driving license, Voter’s ID, Passport
  • Bank account statements for three months

What are the eligibility criteria for a personal loan?

To avail a quick personal loan, you only need to meet the basic eligibility criteria.

  • You must be a residing citizen of India
  • Aged between 23 and 55 years
  • Employed with an MNC, public or private company

If you meet the salary requirement based on your city of residence, you can qualify for a loan.

What is the minimum salary required to get a loan?

The minimum salary required to avail a Personal Loan depends on your city of residence. For instance, if you reside in Mumbai, Pune, Bangalore, or Delhi, you must have a monthly salary of Rs.36,000.

How can I calculate EMI?

You can use the handy personal loan EMI calculator to determine your monthly instalments.

How much CIBIL score is required?

The ideal CIBIL score to get instant paperless approval on Personal Loans is 700 and above.

What is the maximum loan that I can get?

You can borrow money up to Rs.25 lakh without pledging any collateral.

Why should you choose Personal Loan?

personal loans with a range of attractive benefits including:

  • Flexi Personal Loan facility
  • Instant approval
  • Minimal documentation
  • Money in bank in 24 hours
  • Flexible tenors
  • Pre-approved offers
  • No hidden charges

Complete the application form online and avail your personal loan.

What is the difference between term loan and flexi loan?

A standard term loan is a fixed loan amount that you borrow as a lumpsum. It is availed at a fixed rate of interest and must be repaid over a specific tenor.

A Flexi Loan, on the other hand, essentially provides you with a pre-approved loan amount based on your credit score and eligibility. You can withdraw money from this approved amount as many times as you need – without having to apply multiple times. You also have the option to prepay the loan as per your convenience.

For greater flexibility and convenience, choose a Flexi Loan and lower your EMIs by up to 45%*.

*Terms and conditions apply.

How can I get quick approval on my personal loan application?

Getting approval on your loan application is easy.

  • Just meet the basic eligibility requirements
  • Keep your PAN ID handy
  • Get approval in an instant.

Alternatively, you can check if you qualify for a pre-approved loan.